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	<title>The Debt People &#187; Privacy Policy</title>
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		<title>Privacy Policy</title>
		<link>http://www.thedebtpeople.co.uk/privacy-policy/</link>
		<comments>http://www.thedebtpeople.co.uk/privacy-policy/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 14:14:51 +0000</pubDate>
		<dc:creator>Steve Shaw</dc:creator>
				<category><![CDATA[Debt Management News]]></category>

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		<description><![CDATA[Privacy Policy Protecting consumer privacy is very important to us. Our Online Privacy Statement is available to inform you about our collection and use of personal information so that you can make informed choices about how your own information is collected and used. This Online Privacy Statement reflects MoneyPlus Group Ltd policies covering personal information [...]<p><a href="http://www.thedebtpeople.co.uk/privacy-policy/">Privacy Policy</a> is a post from: <a href="http://www.thedebtpeople.co.uk">The Debt People</a></p>
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			<content:encoded><![CDATA[<h1>Privacy Policy</h1>
<p>Protecting consumer privacy is very important to us. Our Online  Privacy Statement is available to inform you about our collection and  use of personal information so that you can make informed choices about  how your own information is collected and used. This Online Privacy  Statement reflects MoneyPlus Group Ltd policies covering personal information collected at  this website on or after the effective date it was provided by you.</p>
<p>We believe that information used responsibly benefits consumers and  the economy, whether it is information we house on behalf of consumers  conducting transactions or information we collect on behalf of our  business clients. For example, we use consumer information every day to  ensure fast and accurate processing of hundreds of thousands of money  transfers.  In addition, MoneyPlus Group Ltd strives to better serve our  customers by offering goods and services that we believe fit their needs  and interests. When identifying an opportunity, MoneyPlus Group Ltd may use  consumer information it has collected in an effort to identify consumers  who may be interested in that opportunity. For some years, consumers  and businesses have relied on MoneyPlus Group Ltd for safe and reliable  service. The relationships we have developed through the years have been  established based on mutual trust. Each day we and employees and agents  strive to reinforce our commitment to our clients and consumers.  Central to that commitment is ensuring that we abide by a set of privacy  policies, which are outlined below. These policies guide us in the  collection and use of information as well as employee responsibilities  in protecting your privacy. We use personal information about consumers  only in a manner consistent with these policies.</p>
<h3>Collection of Information</h3>
<p>MoneyPlus Group Ltd collects personal information in order to offer or  provide goods and services to consumers and our customers. We may obtain  this information from a variety of sources:</p>
<ul>
<li>Directly from customer applications, questionnaires and  other materials submitted to us by customers;</li>
<li>From transactions in which MoneyPlus Group Ltd and consumers  are involved;</li>
<li>From clickthru activity on our web sites; and</li>
<li>From a variety of third-party sources, such as our  business customers, government repositories, consumer reporting agencies  and other financial institutions.</li>
</ul>
<h3>Disclosure of Information</h3>
<p>MoneyPlus Group Ltd does not disclose customer information to third  parties without first giving customers an opportunity to opt-out of  certain kinds of disclosures. There are some disclosures to third  parties that are not subject to the opt-out, such as disclosures  necessary to effect, administer or enforce a transaction requested by  you, to companies that perform services for us or to prevent fraud.</p>
<p>Finally, MoneyPlus Group Ltd may disclose information about former  customers to third parties and companies with which MoneyPlus Group Ltd is  affiliated, as well as unaffiliated third parties. Those disclosures may  consist of the following:</p>
<div>
<ul>
<li>Financial background information describing a customer&#8217;s  financial status;</li>
<li>Identification information, such as name and address  data;</li>
<li>Transaction information, such as account activity, debit  activity or credit activity; and</li>
<li>Other information relating to financial matters.</li>
</ul>
</div>
<h3>Recipients of Information</h3>
<p>MoneyPlus Group Ltd may disclose consumer information to companies  affiliated with MoneyPlus Group Ltd and to companies or other parties not  affiliated with MoneyPlus Group Ltd (subject to consumers&#8217; opt-out rights)</p>
<p>These recipients include:</p>
<div>
<ul>
<li>Financial institutions, such as banks, credit card  companies and brokerage houses;</li>
<li>Companies that process transactions or provide other  services for us;</li>
<li>Government agencies;</li>
<li>In addition, under United Kingdom law MoneyPlus Group Ltd is  permitted to disclose customer information to certain recipients, like  credit reporting.</li>
</ul>
</div>
<h3>We Are Committed to Protecting the Confidentiality Of Personal  Consumer Information</h3>
<p>MoneyPlus Group Ltd limits access to personal information to those  employees of MoneyPlus Group Ltd and its affiliates who need it to fulfill  their business responsibilities. Employees must adhere to MoneyPlus Group Ltd  privacy policies. Employees violating these policies may be subject to  disciplinary action, up to and including dismissal. Vendors and other  outside contractors we engage are subject to our contractual  requirements to ensure that sensitive personal information is  safeguarded.</p>
<h3>We Use Appropriate Security Safeguards</h3>
<p>At MoneyPlus Group Ltd, security is a priority. We employ appropriate  measures to protect consumer information against unauthorized access,  disclosure, alteration or destruction. These may include, among others,  encryption, physical access security and other appropriate technologies.  Fidelitas Ltd continually reviews and enhances its security systems, as  necessary.</p>
<h3>We Maintain Procedures to Assure the Quality of Information we  Collect and Where Applicable, We Will Inform Consumers About How They  Can          Access Their Personal Information and Make Corrections, if  Neccessary</h3>
<p>MoneyPlus Group Ltd employs appropriate measures to assure the quality of  information we collect directly from consumers. Where MoneyPlus Group Ltd  collects information directly from consumers or sources other than our  business customers, we permit them, if possible, to dispute or correct  any erroneous or out-of-date personally identifiable information. Of  course, this correction would not be possible if the information is  proprietary to one of our business customers, reflects historical  transaction information or if correction would violate the privacy or  legal rights of a third party. Where applicable, we abide by laws  related to such information. You can correct factual errors in your  personally identifiable information by sending us a written request that  credibly shows error. We reserve the right to independently verify  claims made. To protect your privacy and security, we also will take  reasonable steps to verify your identity before making corrections. We  reserve the right to assess a service charge for providing you any  information in connection with your request.</p>
<h3>MoneyPlus Group Ltd Website is Not Directed at Children Under the Age  of 13</h3>
<p>Our website is not directed at children under the age of 13 and MoneyPlus Group Ltd does not collect or maintain information at our website  from those we actually know are under the age of 13.</p>
<h3>Website May be Linked to Other Websites</h3>
<p>MoneyPlus Group Ltd may create links to third party websites. MoneyPlus Group  Ltd is not responsible for the content or privacy practices employed by  websites that are linked from our website.</p>
<h3>Opt Out Right</h3>
<p>MoneyPlus Group Ltd may disclose consumer information to third parties as  described earlier in this notice. Many of these disclosures are  beneficial to consumers because they permit goods and services of  interest to consumers to be offered to consumers at attractive rates. We  strive to give consumers choices about how their data will be used. You  have the right to opt-out of (direct us not to make) these disclosures  when the consumer information is about you. Of course, there are some  disclosures to third parties that are not subject to the opt-out, such  as disclosures necessary to effect, administer or enforce a transaction  requested by you, to companies that perform services for us or to  prevent fraud. When you use this service, you will be asked whether you  wish to opt out. If you wish to opt out, simply check the appropriate  box and submit your choice.</p>
<p>If you have any questions or indeed comments about our Online  Privacy Statement,or for some reason believe we have not adhered to our  statement, please contact:</p>
<p>E-mail MoneyPlus Group Ltd Data Protection Officer: <a href="mailto:info@thedebtpeople.co.uk">info@thedebtpeople.co.uk</a></p>
<p>We may alter this statement as needed for certain products and  services and to abide by local laws or regulations around the world. MoneyPlus Group Ltd reserves the right to amend or modify this statement from  time to time. We urge you to review this statement whenever you visit in  order to obtain the most current statement. You may change your choices  at any time.</p>
<p><a href="http://www.thedebtpeople.co.uk/privacy-policy/">Privacy Policy</a> is a post from: <a href="http://www.thedebtpeople.co.uk">The Debt People</a></p>
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