Naming your child with a name associated with “naughtiness” could bring it future debt management problems, according to a new study.
The saying “Give a dog a bad name and hang him" could also apply to your children, after latest research shows that teachers make preconceptions of children based on their names.
A name associated with all things naughty could be a potential curse, as the label could predestine the unfortunate holder to prejudice with future ramifications – like suffering financial and debt management issues.
Giving your baby a name like Angel, Heaven, Misty or Destiny is equivalent to literally handing them an increased risk of debt problems, and equivalent to wiping tens of thousands off their future annual income.
The top three names that teachers associate with juvenile female naughtiness were found to be Chelsea, Chardonnay and Courtney. Top of the class (literally) were Elizabeth, Charlotte and Emma, whose names were judged to be “clever” names.
Alexander, Adam and Edward were deemed the “cleverest” in the boys category with Callum, Connor and Jack scoring highest in the boys with the naughtiest names list.
Almost half of all teachers that were surveyed admitted to making presumptions about children based solely on their names.
So to help your children avoid the potential risk of developing debt management issues in future, you should choose their name carefully. This could boost their earning potential, simply by choosing a more traditional names. These are generally classed as the safest bets.
This may seem like there is a lack of individuality or originality, but unless you want your child to be in need of debt advice, it may help to choose a simpler, more traditional name for them.
If however they do experience financial worries (or you do for that matter), the best thing to do is seek impartial debt help from a reputable debt advice organisation – like Hamilton Locke, Chiltern or The Debt People.
These can all offer impartial debt advice and recommend a number of professional debt management solutions where necessary.
Professional debt solutions include Debt management Plans (DMPs), Individual Voluntary Arrangements (IVAs), Trust Deeds and others.
For immediate debt and IVA advice, or for more information on a range of debt help programmes, please call the number at the top of this page.
