IVA advice and guidance
If you are struggling to meet the repayments on your credit cards, store cards, loans and everything else, then you may have a serious debt problem and you should seek IVA advice from The Debt People today.
The Debt People specialise in IVA advice and Debt Management Plans and we are the leading provider of debt solutions in the UK.
IVA advice
If you owe more than £15,000, then an IVA may be the most appropriate solution. An IVA (Individual Voluntary Arrangement) is a programme that allows you to re-arrange your debts into one, affordable monthly payment, over a fixed period of time, usually five years.
For smaller debts (less than £15,000) debt management is often recommended as the most suitable way of gathering debts into a single payment and repaying them at a more affordable level. Call us today, for more details, on 0800 037 0053.
In an IVA, you will make your monthly repayments to The Debt People, we will manage your IVA and deal with your creditors from start to finish. Should you require our help or advice, during your IVA, you can speak to one of our trained staff, at any time. We will deal with everything else.
At The Debt People you will find a helpful and friendly team of professionals. We will analyse your situation and explain all of the options that are open to you. Our IVA advice includes how we may be able to reduce your monthly payments, stop interest and charges and put an end to harassment from your creditors.
With our help and advice, you could become debt free in only 60 months. Call The Debt People today on 0800 037 0053, remember our IVA advice is free.
Read more about our IVA terms and conditions
My IVA
If following our IVA advice an Individual Voluntary Arrangement (IVA) is deemed the most appropriate debt help solution for you, a qualified Insolvency Practitioner will administer and supervise your arrangement.
The Insolvency Act 1986 requires an IVA to be proposed by a qualified Insolvency Practitioner. He will then supervise your IVA for the full term. Because of this, it will be the Insolvency Practitioner who offers the most important IVA advice, and ensures that your case stands the best chance of being successful.
An IVA may be the solution to your financial problems, remember, our IVA advice is free. Call The Debt People now on 0800 037 0053 or submit your details using the callback form at the top of this page.
Alternatives to IVA Advice
If, following our IVA advice, an Individual Voluntary Arrangement is deemed not suitable, then there are other alternatives. We can explain all of the options that are open to you, and the differences between them. Our IVA advice is free, and in total confidence.
Debt Management Plans (DMP) – All unsecured debts are included in a debt management plan, and consolidated into a single affordable monthly payment. This will include credit cards, store cards, personal loans and other bills. You will not be required to borrow more money, by taking out another loan. We will negotiate reduced payments, with your creditors, and request that interest and charges are frozen. You simply make your monthly payments to us and we will deal with everything else, including all creditor correspondence and telephone phone calls. If you would like more information, or for free IVA advice, call 0800 037 0053.
Trust Deed – Trust Deeds are for residents of Scotland only. They are arranged over a fixed term, which is usually 3 years. A Trust Deed is a legally binding agreement between you and your creditors, set up and supervised by a licensed Insolvency Practitioner. For more information on Trust Deeds, or for free IVA advice, call 0800 037 0053.
