Having financial commitments that add up to more than you can afford each month is a difficult situation to be in, however, that’s where our expert debt advice can help you. If you are struggling to pay your creditors each month, you are not alone. More people than ever are finding it hard to keep on top of their finances.

“Solve your debt problems with help from The Debt People”

By calling The Debt People for some expert debt advice , you may be able to make repaying your debts more affordable. That’s because we’ll work out how much you can realistically afford to pay the people you owe, based on your current circumstances.

We look at how much you have coming in (from wages, benefits, tax credits etc) and then we look how much your monthly commitments are (i.e. mortgage/rent, council tax, utilities, secured loans etc). From calculating this, we can work out how much money you have available to repay your unsecured debts.

We may be able to reduce (or stop) any additional interest and charges being added to your accounts. We will also be able to speak to your creditors for you, so you don’t have to deal with any difficult phone calls or letters. We could even help you to reduce the amount you owe – as some of our debt solutions mean that a proportion of the amount owed is written off. There are many different ways in which we can do this, depending on your individual circumstances, so we can talk through the most appropriate solutions for you when you call us.

Find the best solution for you

So however much you owe, if you’re struggling with debts we may be able to help. Please call 0800 037 0053 for more information.

What are the Debt Solutions?

Debt solutions come in many forms, the most popular solutions that we offer are covered below, however, there are other solutions that we may be able to offer to you depending on your exact situation. If you would like some debt advice regarding your situation, please get in touch.

• Debt management Plans (DMP)
• Individual Voluntary Arrangements (IVA)
• Trust Deeds
• Debt Consolidation Loans
• Equity Release

Debt Solutions

If you are finding it hard to keep up the repayments on your loans, credit and store cards or other credit commitments then you may need our confidential help. We specialise in providing debt solutions that can help to remove the burden that comes when your finances become out if control. So for debt relief, call now on 0800 037 0053 and speak to one our friendly and helpful team.

Over the years, we have helped many thousands of people, who have found themselves in financial difficulty, with debt solutions that are tailored to their unique needs. There are several different forms of consolidation available. These include Debt Management Plans, Individual Voluntary Arrangements (IVAs) and Trust Deeds. With all of these options, it may be possible to consolidate your unsecured debts (personal loans, credit and store cards, catalogues, overdrafts etc.) into a single monthly payment without the need to borrow more money.

We can explain all of the options to you in a clear and understandable way. If you would like to find out more about instant debt relief from The Debt People, or you would like more information on the different debt solutions available, then speak to an adviser now on 0800 037 0053.