DEMSA / OFT logo

DEMSA / OFT

We are a member of DEMSA and subscribe to the DEMSA Code of Conduct.

DEMSA is an organisation founded to monitor and maintain high standards in the Debt Management industry. All members of DEMSA are bound by the terms of the Code of Conduct established by DEMSA.

ICAEW

ICAEW

Our in house insolvency practitioner is regulated by The Institute of Chartered Accountants in England and Wales (ICAEW).

R3

R3

Our in house insolvency practitioner is a Fellow of the Association of Business Recovery Professionals (R3).

Testimonial

The Debt People put my mind at ease, took away all my worries and stress and made me afford to get my life back on track.

A Harrison, Uxbridge, 16/03/2011

Testimonial

You are an excellent company to deal with and you always strive to get the best deal possible from creditors.

N Lines, Basingstoke, 28/06/2011

Debt Solutions

Having financial commitments that add up to more than you can afford each month is a difficult situation to be in, however, that’s where our expert debt advice can help you. If you are struggling to pay your creditors each month, you are not alone. More people than ever are finding it hard to keep on top of their finances.

“Solve your debt problems with help from The Debt People”

By calling The Debt People for some expert debt advice , you may be able to make repaying your debts more affordable. That’s because we’ll work out how much you can realistically afford to pay the people you owe, based on your current circumstances.

We look at how much you have coming in (from wages, benefits, tax credits etc) and then we look how much your monthly commitments are (i.e. mortgage/rent, council tax, utilities, secured loans etc). From calculating this, we can work out how much money you have available to repay your unsecured debts.

We may be able to reduce (or stop) any additional interest and charges being added to your accounts. We will also be able to speak to your creditors for you, so you don’t have to deal with any difficult phone calls or letters. We could even help you to reduce the amount you owe – as some of our debt solutions mean that a proportion of the amount owed is written off. There are many different ways in which we can do this, depending on your individual circumstances, so we can talk through the most appropriate solutions for you when you call us.

Find the best solution for you

So however much you owe, if you’re struggling with debts we may be able to help. Please call 0800 037 0053 for more information.

What are the Debt Solutions?

Debt solutions come in many forms, the most popular solutions that we offer are covered below, however, there are other solutions that we may be able to offer to you depending on your exact situation. If you would like some debt advice regarding your situation, please get in touch.

Debt Solutions

If you are finding it hard to keep up the repayments on your loans, credit and store cards or other credit commitments then you may need our confidential help. We specialise in providing debt solutions that can help to remove the burden that comes when your finances become out if control. So for debt relief, call now on 0800 037 0053 and speak to one our friendly and helpful team.

Over the years, we have helped many thousands of people, who have found themselves in financial difficulty, with debt solutions that are tailored to their unique needs. There are several different forms of consolidation available. These include Debt Management Plans, Individual Voluntary Arrangements (IVAs) and Trust Deeds. With all of these options, it may be possible to consolidate your unsecured debts (personal loans, credit and store cards, catalogues, overdrafts etc.) into a single monthly payment without the need to borrow more money.

We can explain all of the options to you in a clear and understandable way. If you would like to find out more about instant debt relief from The Debt People, or you would like more information on the different debt solutions available, then speak to an adviser now on 0800 037 0053.

Get you full debt report here

Debt test example

Get a full report on your finances for FREE.

What your report will show:

  • Overview of your finances
  • Income and expenditure evalution
  • Recommended solutions
  • Repayment calculation
  • Debt health report

Full debt report


Debt management plans | IVA | Trust Deeds

Important Information About Our Service & Fees

Whilst we strive in all cases to negotiate the best deal with your creditors, we cannot guarantee a reduction in interest or charges. Also as one of the largest providers of debt management solutions in the UK, we are able to provide initial advice over the phone without charge, however, if a debt solution is taken out, please be aware that fees will be charged. We aim to keep these fees as low as possible and believe that we are very competitively priced. View more detailed information on our fees including examples for each product here.

Further Additional Information

The insolvency service has produced a guide for people who are struggling with debt, which outlines each of the available solutions.

If an IVA is not maintained it could lead to bankruptcy.

MoneyPlus Group logo

Company information

The Debt People is a trading name of MoneyPlus Group Limited. Registered in England and Wales 07310059. Consumer Credit Licence Number 0638455. Registered office: Lawson House, 22-26 Stockport Road, Altrincham, Cheshire WA15 8EX

Recent Debt Management clients