Whilst money saving for most people can be as simple as flicking off a switch, people with serious debt problems may need to take extra measures to improve their financial situation – like getting a second job or selling off assets. The small things all add up though, leaving you with a little extra to put aside at the end of the month.
Try the following money saving tips and you’ll be surprised at how effortless you find them!
1)      Stop overfilling the kettle. Boiling the kettle with more water than you actually need uses more energy and gives you higher electricity bills. Boil just what you need and you’ll stop boiling your cash away.
2)      Switch the lights off when not in use, even if you’re only leaving the room for a few minutes. The same goes for electrical devices such as TVs, which use up to 90 per cent of the same amount of energy on standby as when switched on.
3)¬¨‚Ƭ¨‚Ƭ¨‚Ƭ¨‚Ƭ¨‚Ć Make a shopping list before you go to the supermarket ‚Äö√Ñ√¨ this will stop you splurging on unnecessary items and being suckered in by ‚Äö√Ñ√≤deals‚Äö√Ñ√¥. Alternatively, shop online from the comfort of your own home, so you can see what you need as you shop and you won’t be tempted by the pretty displays. Thi ssaves on petrol and parking too and you may also find that there are special offers that you wouldn’t notice at the shops.
4)      Wash clothes at a lower temperature. Doing this for every wash will still get the clothes clean, but will save you money on energy bills, as it doesn’t take as much energy to heat the water to the higher temperature.
5)      Treat stains first. For stained clothes, pre-treat them with specialist solution before washing, rather than putting them on a longer wash.
6)      Make too much dinner. This might sound a bit counter-productive, but if you make a slightly larger evening meal, you can have the leftovers for lunch or freeze them to eat at a later date. It’s often cheaper to buy in bulk, so this can save you time, effort and money!
All good advice here, although online supermarket shopping often means there’s a flat delivery fee that could be otherwise spent on bargains
Washing clothes at lower temperatre is also a winner. Remember also that the powder manufacturers often overestimate how much powder is needed for a wash. I generally use half what they recommend, and my clothes are still A1 clean. Check also if you’re in a soft water area because that means you need even less powder. I estimate good yearly savings on this alone.
Also shop around for your utilities – the tariffs can vary a lot.
#3 is a great trip. On that list, make sure you are including generic brand products instead of brandname products. With removing brand name products from your list, you save so much money! When I started doing that, I also got rid of my contract phone plan and I switched it for a pay as you go phone.