September, 2010

So many of us rely on other people, companies and services for things we can do for ourselves, and we pay heavily for the convenience this offers. But you can actually save a surprising amount of money if you take the time and effort to do and make more things yourself, and you might even [...]

Most people tend to avoid entering competitions these days; for fear that they are being scammed, spammed or otherwise misled. However, if you know what you’re doing and you have the time to enter competitions systematically, you could make some extra cash or win some exciting treats. This will be music to your ears if [...]

It may not feel it, but Christmas really is just around the corner. With only a couple of months until the white bearded man squeezes his way down the chimney, the shops are already full of tinsel, snowflakes and wrapping paper. But although this season is full of festive cheer; it’s also full of dread [...]

It may not feel it, but Christmas really is just around the corner. With only a couple of months until Father Christmas tries to squeeze his way down the chimney, the shops are already preparing to be filled full of tinsel, snowflakes and wrapping paper. But although this season is full of festive cheer; it’s [...]

These days, money works very differently to how it used to. In the past, people were far more likely to live within their means, and save up to be able to afford life’s luxuries. But now, the pressures of modern day living have meant that the majority of people end up in some sort of [...]

No matter how much you are struggling with your debt management there are certain things that you simply cannot cut out when it comes to spending and one of those is your food shopping. But although you do have to continue to do the food shopping, you can change the way in which you do [...]

When you’re suffering with problems of debt management, then you need to start completely changing the way you spend. You need to start working out the cheapest possible ways of doing everything. So for example, you might possibly assume that using a landline is cheaper than making calls on your mobile, but that’s not necessarily [...]

When you‚Äôre battling with debt management problems, Christmas can usually mean alarm bells rather than jingle bells for you. With so much pressure these days to give your children a “good” Christmas, with plenty of presents and food to enjoy but with such a tight budget, you wonder how you will manage. There are ways [...]

When you’re struggling with your debt management, it’s time to reassess what is essential and what you could live without. For example, you could cut out your annual holiday – even if you do get the best bargains every year. But there are certain things that you just can’t do without. For example; if your [...]

If you have a designated parking space at your home or flat that you don’t use, you could be making a little extra income each month by renting it out. This handy tip could help you out if you have debt problems, or just boost your spending money if you don’t. Anyone can rent out [...]

Getting a savings account is an excellent idea, helping you put a little away each month in case of unexpected costs or in order to make a particular purchase. However, for most people with debt problems they just aren’t an option, as you generally don’t have enough money to repay your current balances, let alone [...]

Most people with debt problems are constantly on the lookout for even the smallest ways to save money, but even those with a healthy bank balance can benefit from being a bit thrifty now and again. After all, it is bad spending habits that can lead to debt problems in the first place. One main [...]

You don’t have to shell out for an expensive interior decorator these days to freshen up your home’s décor. However, you do need to know a thing or two before tackling decorating jobs yourself, or you could end up spending just as much money fixing your mistakes. To save both time and money (every little [...]

A good money saver is someone who never pays full price for something when there are freebies or discount offers to take advantage of. It is this sort of thrifty attitude to money that keeps people out of debt, or at least helps to alleviate existing debt problems. The following are six things you should [...]

Spending money on food and drink is unavoidable, but a lot of us are spending much more than we need to on our monthly grocery shop. The problem with this is not only that food is needlessly wasted (just think about how much ‘off’ food you throw out every week), but your hard-earned cash ends [...]