July, 2010

If you’ve never heard of cashback sites, you could be missing out on an excellent way to supplement your income just by buying the things you usually do. However, cashback websites present a difficult concept to get your head around. Why would companies pay you cashback when you make a purchase? Read on to find [...]

Whilst money saving for most people can be as simple as flicking off a switch, people with serious debt problems may need to take extra measures to improve their financial situation – like getting a second job or selling off assets. The small things all add up though, leaving you with a little extra to [...]

A number of people who are now experiencing debt problems will tell you that for months or even years, they had no idea of their true financial situation, instead preferring to bury their heads in the sand. This is a common situation; with so many outgoing payments to keep track of, coupled with some impulsive [...]

No one ever said that raising children was cheap, but some parents these days are finding it incredibly difficult to keep up with childcare costs whilst holding down a job. If you have debt problems that you’re trying to work your way out of, the costs of childcare can be a real problem. But finding [...]

If you have been suffering with debt problems for a while, by now, you will probably be familiar with the obvious cost saving devices. You may have stopped going out for meals, sold your second car and cancelled any holiday plans that you had. But you can always go further with your cost saving devices. [...]

Many people, and especially those experiencing debt problems, live in fear of getting a ‘bad credit rating’. Whilst not paying back your debts can negatively affect your financial future, many lenders want you to be more scared of being ‘blacklisted’ than you need to be. The following are three essential things to know about credit [...]

For people experiencing debt problems, no matter how serious, putting some money aside for the future often isn’t a viable option. There will always be bills, debts and other amounts to pay, and these are more of a priority than topping up a savings account. When to start saving The best thing to do if [...]

Most people rely on their car in order to get from A to B, commute to work, go shopping, take their children to school or to carry out many other general errands. But recently, running a car – especially with the surge in the cost of petrol – has made owning a car even more of [...]

Although the economy may now be recovering, it has left millions of people with debt problems and struggling to afford their daily expenses – let alone even considering going on holiday. As a result, one of the biggest luxuries many British people who are experiencing debt management issues have cut back on is foreign holidays, [...]

Even if you are in debt, you may still need to travel occasionally Рto see family, commute to work or attend job interviews ‚Äì but what is the cheapest way to do it? Whilst car travel may be more convenient, the upkeep of a vehicle (insurance, maintenance, road tax, petrol etc.) can produce astronomical [...]

Keeping yourself and your family in clothes and shoes can be expensive, especially if you have babies or young children. Kids grow out of their shoes and clothes so fast that it can be difficult to keep up, and they will often demand ‘trendier’ footwear or fashion styles that all their friends are wearing. Unfortunately, [...]

Many people think that owning a pet is relatively inexpensive, but this isn’t always the case. Looking after an animal involves numerous costs that will start to add up over time. The sad fact is, for people on a low income or for those with escalating debt problems; your family may not be able to [...]

For some people, especially those who are house-proud, spending on cleaning is nearly as important as buying food each week. However, when you are buying supplies with which to clean the many different parts of your home, the costs can soon begin to mount. With so many cleaning products around these days – all offering [...]

It’s surprising just how many people believe they are being ripped off by their energy suppliers, mainly because they have no idea what their bills mean. Fortunately, the energy regulator Ofgem has now created new rules for energy suppliers, forcing them to provide customers with clearer, easier-to-understand, 12 month bills. This means that whilst you [...]

There are ways to save money on everything if you look hard enough, but there are some things that just aren’t worth scrimping on. The most important of these is your health. Even if you are experiencing serious debt problems, or possibly facing bankruptcy, you should never compromise your health by buying medication from sources [...]