June, 2010

You may have heard of the term ‘spiralling out of control’ before, but never has it been more applicable than to people with debt management problems. Debt has a way of creeping up on people, the pressure to pay off unpaid bills, credit card balances or mortgage payments mounting until it reaches crisis point, and [...]

When you’re struggling with your finances or you have a problem with debt management, one of your main priorities should be to cut back on your spending (as well as sorting out your household finances). The problem is that grocery shopping is high on the list of essential purchases so you need to put some [...]

One of the biggest problems you face when you have debt problems is your self control with regards overspending. Overspending happens for many reasons – lack of financial awareness, lack of self-control, no idea how much money or credit you actually have – but it will definitely cause debt management issues if left unchecked. To [...]

Re-banding your council tax is an exciting new way to reclaim some cash from your home, which could help you to save money and steer clear of debt problems . Many homes in the UK are in the wrong tax band, as they were only properly valued by the government back in 1991. After that, [...]

In supermarkets and large department stores, everything from the way the aisles are planned out to the placement of products is designed to make you spend more money. This is great for supermarket bosses, but not so brilliant for those trying to get out of debt or who are shopping on a budget. Grocery shopping [...]

Did you know that you can get a better deal on any number of purchases, simply by asking? It isn’t just at foreign bazaars where your haggling skills can save you money; you can practice your patter and get cheaper prices over here in the UK high street too. How it works You are legally [...]

Supplementing your regular income with a bit of extra cash needn’t mean taking on boring or back-breaking part-time work; you can make money doing things you actually enjoy. So, to boost your income or see your way clear of debt problems, try a few of the following money-making suggestions. Remember: these ideas aren’t ways to [...]

The whole country is gripped with football fever right now as the FIFA 2010 World Cup gets underway, but it can be easy to get carried away. With the launch of so many marketing campaigns for new TVs and other tantalising special deals designed to cash in on the World Cup festivities, many football fans [...]

Like finding a £20 note in an old pair of jeans, recovering forgotten cash is a great feeling. An unexpected windfall can even become a real lifesaver, especially if you’re struggling with debt problems. Forgotten cash and assets can sit in banks and building societies for years, and people don’t claim it because they either [...]

Making your home more eco-friendly is not only good for the environment; it’s great for your bank balance too. Whether you want to put aside a little extra cash each month, alleviate debt problems or even to ease your green-conscience, a good place to start is energy usage in the home. In your household, you [...]

Have you ever wondered why so many people are going green these days?  The motivation behind recycling, buying eco-friendly products and cutting down on waste is the desire to protect the environment, but it can also save you money and help you live a better life. There are absolutely loads of financial benefits to adopting [...]

A significant number of people nowadays are in some sort of debt, from overdrafts and personal loans to credit card debts or mortgages. These responsibilities are usually manageable (meaning you can afford to pay them each month), but it’s when you start to struggle making payments that they turn into debt problems and eventually, a [...]

According to financial journalist and all-round consumer champion Martin Lewis, British people could be saving up to £5,000 a year by re-evaluating their spending to ensure they get the best deal on absolutely everything. Lewis says that although there is massive potential for households to cut wasteful spending and avoid debt problems; getting there won’t [...]

Finding yourself with escalating debt problems is a scary situation, one which makes even the most level-headed of people panic and act irrationally. However, some of the quick-fix ‘get out of debt’ methods you may hear of will only make the problem worse, leaving you even more in debt and maybe even facing bankruptcy. Watch [...]

The warm summer weather means a lot of us like to get outdoors and generally be a lot more active than usual. Summer is the season of fun but unfortunately it doesn’t come cheap; overspending now could leave you with debt problems further down the line. Whatever you’re doing in the next few months, bear [...]